KadyDidIt

  Hey guys, another quick cash envelope update since it is officially June (WTH?) It's been one official month since I've been using the cash envelopes and I've been loving it! It has really helped me, and honestly others around me. I keep getting asked about my progress from my co-workers and friends and they seem very interested in starting this process themselves. If you're asking me, do it! It seriously works!   So as I had mentioned in the middle of the month I had adjusted a couple of the categories, and I'm thinking I might make one small change for June. When I go to the grocery store I separate my household from my food items, which most grocery stores are ok with this, however I've had my pet items as well...this has been an issue. I'm thinking that I might combine household and pets just to make grocery store trips easier. I haven't fully decided, but I'm pretty sure that's what I'm going to do.   ...

 I have completed my first two weeks of utilizing cash envelopes, and let me just say I'm damn proud of myself! I'm not going to say it wasn't hard, but man was it invigorating. I want to give a little update on what worked, what didn't, and what is going to change. My 6 original categories were: groceries ($200), gas ($70), household ($30), eating out ($50), personal ($100), and misc. ($25). I quickly realized my gas is not a problem, I fill up once a week which costs me right at $70, however my pets can be an issue. Not my pets in general, but my need to buy them all of the things. This month they needed EVERYTHING so I decided to switch my gas envelope into my pets envelope and put $100 in it for this first half of May. I also set up a few Sinking Funds which I don't believe I mentioned in my previous post. These include: medical ($25), anniversary ($25), birthdays ($25), Christmas ($25), and eyebrows ($100) (sorry, not sorry)! I did fill these envelo...

I have fallen into a worm hole reading and watching information on cash envelopes. Really, it's a freakin genius idea and I don't know why I haven't been doing this my whole life.  As you all know, I use a personal size Kate Spade Wellesley planner as my wallet. I purchased the above cash envelopes from Little Red Papers on Etsy. These come punched for different size planners as well as unpunched for every day use without a planner.  I figured out my income and broke down my budget for the biweekly period. This will be for the period of April 28th through May 11th. The envelopes come in a set of 6.  My categories are:  Groceries - $200 Household - $30 Gas - $70 Fun/Dates - $100 Eating Out - $50 Misc - $25 This is my first time using the cash envelope system and already after two days I've had a surprising change of heart for my budget ready self. It's true that when you actually have to use the cash yo...