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June Cash Envelope Report Card



Let's throw the truth out there real quick...June was hard! I was so close to overspending in the last four weeks of cash envelopes it gave me a panic attack! Now that is not the right way to go about this process, but I do like that I'm pretty darn committed to this!

The first half of the month did not get it's own separate post so I will break down the month for the biweekly periods. Really only because I did so much better at the beginning of the month.
                                               Planned                     Actual                                                              

Groceries                               $200                       $198
Household/Pets                    $100                       $90
 Eating Out                           $50                         $45
Personal                              $100                       $8
Misc                                   $25                         $0
  Total                                    $475                       $419
I was feeling pretty good at the beginning of the month when I completed the first set of envelopes. I'm not sure if I've mentioned my plans when I have leftover money in different categories. I do not plan to let this money roll over. I do not want to get in the habit of having more than planned. If one week I'm allowed to spend an extra $40, I'm going to always want another $40. With this state of mind, I plan to put any extra each month towards debt.
So feeling pretty confident I went into the second half of the month feeling good about myself, I failed...not too much, but it was a fail.
                                              Planned               Actual
Groceries                            $200                       $200
Household/Pets                   $100                       $100
Eating Out                           $50                         $89
Personal                               $100                       $100
Misc                                     $25                         $25
     Total                                  $475                       $514      
Now again, not the end of the world, but...I failed. My step daughter was visiting for 3 weeks this month and I thought I was prepared, but I wasn't. I have restricted for the month of July and I'm ready to take this debt bull by the horns! 


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