Let's throw the truth out there real quick...June was hard! I was so close to overspending in the last four weeks of cash envelopes it gave me a panic attack! Now that is not the right way to go about this process, but I do like that I'm pretty darn committed to this!
The first half of the month did not get it's own separate post so I will break down the month for the biweekly periods. Really only because I did so much better at the beginning of the month.
Planned Actual
Groceries $200 $198
Household/Pets $100 $90
Eating Out $50 $45
Personal $100 $8
Misc $25 $0
Total $475 $419
I was feeling pretty good at the beginning of the month when I completed the first set of envelopes. I'm not sure if I've mentioned my plans when I have leftover money in different categories. I do not plan to let this money roll over. I do not want to get in the habit of having more than planned. If one week I'm allowed to spend an extra $40, I'm going to always want another $40. With this state of mind, I plan to put any extra each month towards debt.
So feeling pretty confident I went into the second half of the month feeling good about myself, I failed...not too much, but it was a fail.
Planned Actual
Groceries $200 $200
Household/Pets $100 $100
Eating Out $50 $89
Personal $100 $100
Misc $25 $25
Total $475 $514
Now again, not the end of the world, but...I failed. My step daughter was visiting for 3 weeks this month and I thought I was prepared, but I wasn't. I have restricted for the month of July and I'm ready to take this debt bull by the horns!
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